See your pension in what it will really be worth.
Most pension apps show an amount in future euros. Ours lets you switch to today's purchasing power with one tap — and steers toward your goal, not a balance.
A nominal amount feels safe. Until inflation starts to erode it.
Classic portfolios are measured against a nominal benchmark, while the real mandate is preserving purchasing power. A forecast in future euros hides that gap. That is why our app puts purchasing power first — so you see what your pension is worth in the life you know today.
scenarios behind every outcome
The three scenarios you see — expected, favourable and adverse — do not come from a single forecast. They are derived from 2,000 simulated economic paths. You are looking at the full range of possible outcomes, including the bad ones — not one optimistic number.
Six things a typical pension app does not do
Common apps show your accrued balance and a passive projection. Ours is goal-driven, purchasing-power-first, and shows what you are invested in — and why.
Purchasing power first
One switch toggles every amount between nominal and today's purchasing power, based on the inflation path from the model run itself.
Typical app: leads with nominal euros; purchasing power is an afterthought.Steer toward your goal, not a balance
Everything revolves around your target percentage and the ongoing question: what share of your goal do you reach, and how likely is that?
Typical app: shows a balance and a projection, not a probability of success.You see what you are invested in
The actual allocation across investments is visible. Change your goal and the model recalculates that allocation — you see which holdings support your goal and why.
Typical app: you do not see what is invested in or why.Honest risk language
Percentiles, uncertainty bands and the chance you miss your goal — institutional grade. The downside is not hidden: if your goal is under pressure, you see it.
Typical app: built mainly to reassure.A what-if that recalculates everything
Adjust salary, contribution, career path, starting capital and age. The full scenario and the investment allocation are recalculated.
Typical app: varies some inputs, never touches the investments.Transparent and independent
Downloadable portfolio and model report, reproducible models, and the release version with every outcome. No hidden layers.
Typical app: assumptions stay invisible.From one choice to a picture that holds up
Three steps — and you stay in control. Today's choice is not forever; if your situation changes, you adjust the strategy.
Your goal
Your target percentage — usually 40 to 70% of your income. Optionally refine contribution, age and career path.
The model runs the numbers
The models find the optimal long-term allocation for your goal and run through 2,000 economic scenarios.
Your scenarios
Expected, favourable and adverse — in euros or in today's purchasing power, with the probability of reaching your goal.
One objective: preserving purchasing power
The app rests on the same discipline as our institutional mandates — real return against a CPI+ target, in one integrated model.
Founded by professionals with 30+ years of institutional experience each, including former Managing Directors at Morgan Stanley and portfolio managers at First Sentier (Singapore, 2012–2023). WorldView Investment Management is registered with the Czech National Bank and the Dutch AFM but is not under their supervision.
Open the demo and switch between nominal and purchasing power
Adjust your goal, run the scenarios and see immediately what difference it makes.