More information. Not automatically better decisions.
We know more and more about investing. But does that mean we also make better investment decisions?
The institutional investment world has more data, models and analyses than ever. Economic scenarios, ALM studies, risk models, market information and technology. Yet one question often receives too little attention.
How do we translate all that information into better investment decisions?
From analysis to decision
An economic outlook is valuable. So is a scenario analysis. An ALM study likewise. But none of these insights is, in itself, an investment strategy.
The real challenge arises in the translation. What does this mean for strategic asset allocation? Which risks are we willing to bear? And how much risk is required to achieve our investment objective with sufficient probability?
That shifts the question from risk alone to targeted risk. Two people of the same age can have entirely different financial positions because of differences in accumulated wealth, contribution history, the path of income and expenditure, and remaining horizon.
Age tells you how much time someone still has. Not how far they are from their financial goal.
This is where WorldView begins
That is why we look not only at the portfolio, but at the decision-making behind the portfolio.
Economic insights
Form the starting point.
Scenario analysis
Makes uncertainty explicit.
Strategic asset allocation
Translates insights into choices.
Governance
Provides discipline.
Technology
Helps us analyse faster and more sharply.
Professional judgement
Brings it all together.
We call that coherence Investment Intelligence™: the connection between insight, decision and execution.
Science and practice
That is precisely where we want to stand out. WorldView brings together decades of experience in institutional asset management, pensions, actuarial questions, quantitative modelling and international capital markets.
That experience has taught us that a good model is not enough on its own. An analysis must lead to a strategic choice. That choice must fit within the risk budget and the governance. And ultimately it must also be executable.
That is why we connect science, experience and execution. Not by adding more models, but by translating insights more effectively into strategy and execution. Because, ultimately, a portfolio does not improve from more information.
A portfolio improves when better information leads to better decisions.
That is how we look at investment management. And we look forward to sharing more on this in the period ahead.
The connection between insight, decision and execution
In the period ahead we will share more on how we translate insights into strategy and execution.